We at Modern Money team respect your privacy and are committed to protecting your personal information. The following explains the type of information we gather from members and for what purposes as well as how we safeguard that information or when we may need to disclose it. If you have any questions or concerns, please contact us.
The Information Collected and How It is Used
We only collect, use, or disclose member’s personal information for legitimate business purposes. We collect the minimum personal information (such as your name, email address, phone number, billing address, or credit card information) necessary to authenticate and process your purchase; provide you with order fulfillment and support; send you communications related to your membership; and enable you to participate in special offers and other site features.
We may also use collected member information for research, auditing, and analysis to improve our website, products, and services.
A person must be 18 years or older to be a Modern Money Team member. We do not knowingly collect personal information from children under the age of 13. If we learn that a child has submitted personal information to us, we will attempt to delete the information as soon as possible.
How We Protect Personal Information
We implement a variety of security measures to maintain the safety of your personal information. Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems and are required to keep the information confidential. When you purchase a membership or access your account, we offer the use of a secure server. All sensitive/credit information you supply is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our databases to be only accessed as stated above.
We will not share, lease, sell, or otherwise transfer your personal information to any outside parties for their independent use or benefit without first obtaining your permission. However, we may release your personal information if we believe it is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights and safety.
How to Modify or Remove Your Information
To delete all of your online account information from our database, sign into your Back Office online via the Member Login link at the top of our website; then go to the account management section. Please note that we may maintain information about an individual sales transaction in order to service that transaction and for record keeping.
If you do not want us to keep you up-to-date on the latest news, special announcements, or other relevant offers, simply contact us and request to be removed from promotional emails.
Service Providers and Vendors
There are also times when we may need to make certain information about you available to third party serviced providers or vendors that perform work on our behalf on the products and services you purchased. These companies may help us process information, deliver products, provide customer service, manage member data, or conduct research. These companies are also obligated to protect your personal information in accordance with our stated policies, except if we inform you otherwise at the time of collection.
Cookies, Click-Throughs, and Pixels
Like many websites, "cookies" may be used to enable our site or service provider's systems to recognize your internet browser and capture and remember certain information to facilitate your on-site activity or product purchase. If you prefer not to enable cookies, please check the help section of your preferred internet browser for instructions on how you can disable cookies. Please note that certain features on our site may not be available when cookies are disabled.
In some of our email messages, we include a “click-through” URL link to content on the site. When someone clicks one of these URLs, they pass through our web servers before arriving at the destination. We may track this click-through data to help us measure member interest and response rates. If you prefer not to be tracked, simply avoid clicking text or graphic links in our email messages.
We may also use pixel tags (which are tiny graphic images) to tell us what parts of our website visitors have visited.
Third Party Websites
In an attempt to provide you with increased value, we may include third party links on our site. These linked sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these linked sites (including if a specific link does not work).